Internet Advice for College Students – Avoid Phishing Scams

Criminals have gone “phishing,” and college students are prime targets.  This is the act of sending pretext emails to unsuspecting recipients who may think it is an email from their own bank or credit card company – or university – referencing problems with an account or some situation requiring a fast response.  The emails are random, but sending thousands increases the likelihood that the scammers will reach some consumers who, indeed, do business with that particular institution. The email or its links will use the institution’s logo and other graphics to give the impression that it is actually the organization sending the email, or “spoofing” it.  The communication will then include a request to “verify” social security, account numbers, or passwords.  Don’t do it.  Your bank, credit card company or university knows this information and does not need to ask you for it.  This is a fraudster.  A variation of this practice attaches “spyware” to your computer which can record keystrokes and other activity. Or someone can call you on the phone and ask these questions.  Hang up, unless you initiated the call.

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The Massachusetts Bankers Association represents approximately 190 commercial,
savings and co-operative banks and savings and loan institutions located in Massachusetts and
elsewhere in New England.

Massachusetts Bankers Association, Inc.
One Washington Mall, 8th Floor
Boston, MA  02108
Tel: 617-523-7595 / Fax: 617-523-6373

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