To protect your account and your privacy, there are some basic guidelines you and your bank should follow.
1. Only access your account through your bank’s official website – The bank should employ security measures like using 128-bit encryption to protect your account information. Be sure to protect your information from your end by keeping your antivirus software and firewall up to date.
2. Create secure passwords and don’t use easy-to-guess passwords like your birthday, names of children or pets, and be sure to include numbers and symbols as well as letters.
3. Change your passwords regularly for even greater protection.
4. Make sure your bank offers a setting for automatically logging you off should your session expire after a few minutes of inactivity. Whether or not your bank’s website offers this option, do not leave your computer unattended during an online banking session.
When you follow these basic steps, online banking can be as safe and secure as visiting the branch.