Because April is National Financial Literacy Month, today’s money tip will help you become a better, more informed consumer. In these days of hyper-consumerism, it’s important to be well informed and protected from deceptive practices in the marketplace. Before you shop for any large purchases, check out www.epinions.com. This is a free consumer review platform that provides unbiased advice, evaluations and recommendations to help you make an educated buying decision. We all know the importance of good credit, to ensure you have the highest score possible and to protect yourself against fraud or scams, check your credit at least once a year at freecreditreport.com. Another way to protect yourself as a consumer is to visit The Federal Trade Commission’s informational website, www.ftc.gov. This government agency reports unfair or deceptive practices in the marketplace. Similarly, the Better Business Bureau will provide you a list of accredited businesses on their website, www.bbb.org. All of these sites are designed to inform and protect you – be sure to take advantage of their information any chance you get.